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JERALD E. SHAFFER
  
   
State Certified Residential Real Estate Appraiser No. TX-1326328-R
   
  Associate
Ray Coleman Associates
30 Wintergreen Trail
The Woodlands, Texas 77382

Houston Consolidated Metropolitan Statistical Area (CMSA)
Telephone: (281) 363-0360
FAX: (281) 363-0305
Mobile: (281) 723-8062
E-Mail: ray@raycoleman.com
   
EDUCATION:
 

Master of Health Care Administration  1977
Washington University, St. Louis, MO

Master-Management  1973
University of Arkansas, Fayetteville, AK

Bachelor of Science  1969
South Dakota State University, Brookings, SD

Real Estate Courses
     Real Estate Appraisal
     Principles of Real Estate
     Real Estate Math
     Real Estate Finance
     Property Management
     Real Estate Investments

Continuing Education:
     FNMA Appraisal Seminar - April, 1994
     USPAP Update Continuing Education - September, 1996
     FHA/HUD Appraisal Training - December, 1994
     FHA/HUD Appraisal Training - April, 1997
   
PROFESSIONAL HISTORY:
10/92-Present RAY COLEMAN ASSOCIATES
The Woodlands, Texas
Appraiser/Associate
02/87-10/92 THE ATC COMPANY
The Woodlands, Texas
Real Estate and Personal Property Tax Consultant
11/85-02/87 AMERICAN SAVINGS MORTGAGE CORP.  
The Woodlands, Texas
Vice President - Real Estate
11/83-11/85 F. J. GRADY, MD
Lake Jackson, Texas
Commercial Developer - Property Management
   
CERTIFICATION:       
  State Certified Residential Real Estate Appraiser TX - 1326328-R
   
PROFESSIONAL AFFILIATIONS:
  Montgomery County, Texas and National Board of Realtors
  Licensed Sales - Texas  #0382756